eHealth Zine

Every thoughtful person knows about the importance of health insurance more or less. But, how much people know about the real secret of this coverage? Only a few people who know every small to big matter of this insurance, he/she can only make the perfect use of it.

For example: You may hear about the managed care as a health insurance term. Managed care is a well technique for insurers to assist control costs. It determines how much health care you use. Approximately all types of health insurance plan have some sort of managed care program to mange your cost. Now come to the point, suppose you need to go to hospital for your illness and need to take admission. And you get admitted without notifying your insurance company. In this case your most of the time managed care will not cover your hospital bill. To ensure the coverage, under manage care you must to receive an approval from your insurance company before your admission in the hospital.

In the above case you see that, a person can lose his opportunity to make use of his health insurance without knowing perfectly about the coverage. To make the best use of your health insurance, you must need to know about the variety of health insurance plans. Different companies form different countries provide various types of health insurance. Here is a brief idea about various kinds of health insurance plans:

• Preferred Provider Organization (PPO) has a comprehensive system of health care providers from hospitals to doctors. If a person has PPO policy, it will complete his whole medical treatment. Though, there are a fixed number of doctors and hospitals to select for receiving treatment. While if anyone takes treatment from some other doctor or hospital, he gets reduced rate coverage. Among all policy holder PPO is a well discount and well served form of health insurance plan.
• Health Maintenance Organization (HMO) Plans is one kind of managed care and it offers you even greater savings. Your choices are in great restriction under this policy, such as selecting doctors just within a network and not covering services which are considered needless. Moreover, you must need to take approval before admitted in a hospital or receiving some other kinds of treatment.
• Here is another type of plan which is Point of Service, is measured to be a combination of HMO and PPO. It is a plan that combines managed care with traditional coverage of health insurance. Under this policy, you need to take the service of selected doctor to see for routine care. But here is flexibility when you should to see a specialist. Depend on your condition you’re free to see any physician you prefer.
• Traditional or Fee-for-Service plan is widely available in the world. The productive characteristic of this policy is that, it covers all kind of sicknesses; cover every medical cure of the client that takes regardless of the institution. And the most interesting feature, the policy comes with deductibles as low or as high as insurance holders are ready to pay for.
• Exclusive Provider Organization plan is as like as HMO service. Like HMO, EPO will wrap your expenses for the doctors of EPO’s network, but it has an extra feature, unless emergency you can take your service from the doctors of EPO’s network.

These are common forms of different health insurance plans. But, if you’re yet not sure which kind of plan to choose then you can customize your health insurance policy according to your need. Today’s most of the reputed company has different features to make customize health insurance policy according to the clients’ requirement.

Now think about, will you purchase the policy only for you or for a group?

• Usually an employer or associations pay for group health insurance policy. It is less pricey for the reason that the costs related with administration are reduced. As well, the workers or organization may pay part of the premium. The insurance policy has become an encouragement for potential workers who are really annoying to wrap their families’ health care cost.
• In the absence of company’s advantages or self-employed reason, a person may pay for individual health insurance polices. Usually individual health plan is more expensive; though, it also has some advantages. On top of part of our article we say about customize health insurance plan which only can obtained by an individual one.

Perfect plan can assist health care reasonable for everyone. So, before choosing a policy, be selective. Think before, not after.

Swine flu is also known as Swine influenza which is mainly induced by any stain of the influenza viruses originally found in pigs. Although swine flu is common in pigs and rare in humans but recently humans are being effect by this flu in epidemic way.

As we know the peoples of Mexico are the main victims of swine flu and other countries of the world are now taking this matter seriously and checking for any effected people in the airports. To remove the confusion and to take quick action about the flu, we will discuss the symptoms about the swine flu.

Fever above 100°F or 37.8°C and one or more signs or symptoms including: head and body aches, cough, sore throat, chills, trouble breathing, and vomiting and/or diarrhea.

Peoples who have experienced fever of 100°F and one or more symptoms should contact their doctor immediately. Don’t forget to provide full information like about symptoms that you are experiencing, recently travel to Mexico or not, recently contact with anyone who may have influenza and things like that.

Prevention
U.S Center for Diseases Control have recommended these precautions,

• Avoid contact with people if you, or they, are sick.
• Stay at home from work, school or any other public activities while you are sick.
• Shield other from your cough and sneezes by using tissue. Make sure all the used tissue and other utensils are disposed properly.
• Wash your hand often.
• Keep your hands away from your eyes, nose or mouth.
• Maintain healthful habits like get enough sleep, eat well, drink fluids and exercise.

Face mask
We are recently witnessing lots of people wearing face mask to protect their self from the swine flu. Well, not a bad try but do you think tiny influenza viruses can be blocked by the ordinary face musk? And most of the ordinary face musk is loose fitting. However, respirators are the perfect face mask for this purpose and it will provide you protection. These masks are designed as classed N95 particular mask.

As the swine flu is main topic around the world and it is also the fear. But we can overcome this fear by taking quick action if we notice the symptoms and maintain the rules of remedies.

The U.S Food and Drug Administration (FDA) have authorized emergency uses of the flu drugs Tamiflu and Relenza on Monday and a diagnostic test to help get a handle on a new strain of swine flu, said the agency on Monday.

The agency mentioned in a statement that, the U.S government already declared on Sunday the swine flu is a public health emergency freed the FDA to take such action.

The FDA will now have the authority to permit public health and medical personnel to prescribe Relenza, GlaxoSmithKline’s inhaled flu drug also known as zanamivir, and Roche AG’s Tamiflu, a pill which is also  known as oseltamivir, for unapproved uses.

Tamiflu have been approved for treating and preventing the in people over a year old, and now it can be used in children under 1 year. Children older than 1 year under emergency use, doctors can also change the recommended dosage. Furthermore, the FDA gave more healthcare workers authority to distribute Tamiflu and Relenza, which also includes some public health officials and volunteers.

At this moment over then 40 people have been reported sick by the new flu strain in the United States.

1. If you live for eating then food will bear your death. But eat for living gives spirit in life.
2. Try to take your food regularly in a particular time.
3. Eat those types of food which prefer your religious belief. But, try to avoid rich food.
4. Take heavy food in breakfast, lunch as your taste and light food after evening as dinner.
5. In night, fatty or rich food and sleep immediately after eating can be the reason of nightmare or heart attack.
6. How much you will eat, it will determine the size of your stomach. As ideal, fill your stomach with one-third food, one-third with water and try to keep empty of one-third. Then your weight will be also in control.
7. Much eating brings the death of your internal soul.
8. Only eats when you are hungry. Try to stop your eating before fill up your stomach.
9. Never think that food is the most important subject of your life. If anybody forces on you to eat when you are not hungry then avoid the offer. And also never force so much to anybody for eating.
10. Don’t participate in eating competition. This ill-competition brings enormous harm for your health.
11. In the routine of your daily food keep vegetables more than fish and meat. And try to eat half boil vegetables.
12. At least two days in a week eat only vegetables. And eat the item of meat four days in every month.
13. In the summer season eat plenty of cucumber in the morning. Do not eat this in night.
14. Eat salad everyday. In your salad you can keep different types of colorful vegetables such as tomato, cucumber, carrot etc.
15. For your weight losing purpose, avoid much oily food, ice-cream, chocolate, biscuit, and cake and also avoid afternoon food.
16. Take at least 8 glasses or one and half liter of water daily.
17. Preservative foods and fast foods increase the possibility of heart disease and stroke. So avoid those foods.
18. Soft drinks decrease the energy level of your internal body and it is the reason of liver damage. So far away from it.
19. Never takes cold drinks immediately after eating hot food. This is the cause of your teeth’s harm.
20. As a fresh drink, take the water of green coconut. If it is not available then lemon water is also effective as an alternative.
21. Never takes tea or coffee in empty stomach. And try to take these without milk.
22. For getting the more effectiveness result in your body, eat fruits directly without taking of artificial food juice which are available in food shop.
23. Always eat monsoon fruits. Monsoon fruits will prevent that season related diseases.
24. Don’t eat those types of foods which have preservative colors, because preservative color is one of the main causes of cancer.
25. For receiving the more nutritious take a spoon of pure honey everyday. It will boost your energy level. Others, for maintaining good health you also need to take a glass of milk and an egg everyday.
26. Try to eat sugar free yogurt frequently.
27. If is it possible then at least one day try to keep your stomach empty for some times (12-14 hours) in every week. It will help to prevent your diabetics, quick heart beat and high pressure.